If you’re under 18 then sending a naked image of yourself via text or social media is technically illegal. So if someone takes sexual photographs or video of you, they are breaking the law – even if they are your partner. It’s illegal for anyone to make or possess indecent or sexual images of someone under the age of 18. If not, you may want to think about reporting this to the police.Įven if you are in a long-term relationship, it’s important that you understand the risks involved in sexting, both legally and emotionally. These are regarded as serious crimes, and letting your former partner know that they could face a prison sentence may be enough to get them to take down the pictures. So even keeping such images on a computer or phone counts as ‘possession’, and texting them or posting them online count as ‘distribution’. If you were under 18 when the pictures or video were taken then the law may regard them as ‘indecent images of a child’, which are illegal to make, possess or distribute. You can also report the image or video immediately to the website in question, and untag yourself in any photos so they’re not connected to you. You or they can contact the person who posted the material and demand they take it down. Talk to an adult you can trust, they can help you to work out what to do next. This can be a very upsetting situation, but posting sexual pictures of anyone under the age of 18 online is against the law, and there are things you can do to make sure the pictures are taken down. You could be blackmailed: if you send a picture you wouldn’t want other people to see, someone could threaten to show everyone else unless you give them what they want. It’s against the law: if you’re under 18, it’s illegal to take or share an ‘indecent’ picture of yourself, or to look at or share someone else’s… if it’s naked, a topless girl, or contains genitals or sex acts, it will be ‘indecent’. Once it’s gone, it’s gone: if someone sends it further, deliberately or even by accident, who knows where it might end up? What if your mum, dad, school friends or teacher saw it?īullies go for it: you may have heard stories of teenagers who have been badly bullied because of naked pictures online. If you’re being bullied because of an image, you can get help. So, with thanks again to Thinkuknow, here’s a few reasons why you shouldn’t send that selfie: And there’s no guarantee it will stay private. But it’s a picture of you, naked or with very few clothes on, which you are thinking about taking and sharing privately. If you’re not, are you really ready to share sexy pictures?ĭoes it pass the ‘billboard test’? Would you put it on a billboard? Would you share it with your dad, mum, nan or teacher? If not, don’t share it online. Would I do it face to face? If you’re in a relationship you might not feel ready to start having sex. What if I don’t do it? Think about the consequences of not sending the picture – are they worse than what could happen if you do send it? Do you think the other person will think less of you? If so, then do they really care about you? Why am I doing it? Are there other, less permanent ways of showing your boyfriend or girlfriend that you care? Do you feel under pressure to send one?Īre you doing it for you or for them? Someone who really cares about you won’t put you under pressure. If you’re still thinking of taking a naked or sexual selfie and sending it to someone, Thinkuknow (the website aimed at making sure young people can have fun and still stay safe online) has put together some questions you should ask yourself first. Remember, pictures you take and send privately may become public and permanent – and the police may even get involved. Even someone you like or trust could send it on to their friends, or save it somewhere online. Once you send a photo or an image to someone you lose control of where it goes next. Imagine how you would feel if a lot of people – both those you know, and those you don’t – saw a naked picture of you. But sexting – creating or sharing sexual images or videos of a child or young person under 18 – is actually illegal.īy sending explicit images, according to the law you are producing and distributing indecent images of children – which means you could be prosecuted for it, even if you have given your permission for this to happen and know the person you are sending it to. It might also feel like all your friends are sexting, or that if you’re only sharing sexy pictures with your boyfriend or girlfriend it’s okay. It seems like everyone is taking selfies.
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Low Accounts Receivable Turnover RatioĪ low accounts receivable turnover ratio could signal problems in how a company handles its debt. In most cases, companies perform better by extending more credit to customers, not less, even if this means a slightly higher receivable turnover ratio. However, being too strict about upfront payment can hurt a business's relationship with its customers and business partners. For example, a company with a high turnover ratio might be very selective, which might mean that they screen the customers very well to ensure timely repayments before extending any credit.Ī conservative credit policy can be a good thing in moderation. Negotiating better terms with their customersĪ higher ratio may also indicate a more conservative credit policy.A higher ratio indicates a company has efficient debtor management systems in place. High Accounts Receivable Turnover RatioĪs a rule of thumb, the higher the AR turnover ratio, the better. It can be calculated by dividing the number of days in the period by the AR turnover ratio. This is known as the days sales outstanding ratio or accounts receivable days. Lower return on invested capital (ROCE)Īnother use is to calculate how many days, on average, it takes a company to collect from its debtors.On the other hand, a low turnover ratio could mean: Higher return on invested capital (ROCE).The AR turnover ratio can tell us a lot about the health of a business. It helps understand how well a company manages its debt and cash flow.Ī high turnover ratio would mean that a company is collecting from debtors very fast and could mean a number of things such as: What the Receivables Turnover Ratio Can Tell You EOP Balance = Accounts receivable balance at the end of the period.BOP Balance = Accounts receivable balance at the beginning of the period.The formula to calculate average accounts receivable is as follows:Īverage Accounts Receivable = (BOP Balance + EOP Balance) / 2 It is calculated by adding the period's beginning balance and end balance and dividing by two. Net Credit Sales = Gross Credit Sales - Sales Returns - Sales AllowancesĪverage accounts receivable is the average balance that is found in this account. The equation for calculating net credit sales is: Net credit sales are calculated by subtracting returns and allowances from gross credit sales.Īllowances are any discounts that are given on the sale of an item. Using net sales, in general, would include cash sales which would not fully represent the rate at which companies collect their receivables. Net credit sales are the sales that are made on credit.Īccounts receivable does not include cash sales but only credit sales which are collected at a later date. The formula to calculate it is as follows:ĪRT = Net Credit Sales / Average Accounts Receivable It is used to measure the rate at which a company can collect its earnings from credit sales. The accounts receivable turnover ratio is a common investment analysis and accounting metric. How to Calculate Accounts Receivable Turnover Ratio However, as a rule of thumb, the higher the turnover ratio, the better the return prospects for the company. As a result, they can't carry as high a debt load, meaning their AR turnover ratio should be higher. On the other hand, smaller companies often operate with tighter margins. Larger businesses can operate with lower ratios because they have more capacity to carry a high level of debt without impacting their cash flow. It is therefore vital to only compare turnover ratios of companies in like industries that have similar business models.įailure to do so may lead to an unreliable understanding of how high or low a company's ratio is or should be. Therefore, even among companies operating in similar industries, the ratio may not be comparable due to different business models. However, an important point to note is that different industries have different turnover ratios. It also means a lower working capital requirement, which significantly reduces the capital employed, thereby boosting its return on capital employed ( ROCE). On the other hand, the better a company is at collecting its debts, the sooner it can pay its expenses and reinvest in operations. This negatively impacts its liquidity as it does not have cash, rather only a claim on cash, which it cannot use to pay creditors and expenses or make purchases. This ratio is useful for several reasons. The lower a company's AR turnover ratio is, the longer and more difficult it is to collect from its debtors. More specifically, this metric shows how many times a company has turned its receivables into cash throughout a specific period. The account receivable (AR) turnover ratio measures a company's ability to collect money from its credit sales. Let’s see the different tools Adobe Color gives you to make color choices. They’re part of a broad subject called color theory – this is what Adobe Color uses to help you create a color theme. You’ve probably heard about primary colors, complementary colors, triadic colors and other related terms. You can save the Color palettes on your Library and access them on any of the Adobe apps, or you can download them to your computer if you don’t have a Creative Cloud account. You can use the color wheel to modify any color scheme created with the Extract Theme tool or the ones found in Explore and Trends. By default is in RGB, but you can choose CMYK, HSB or LAB. You can also change the Color Mode using the drop-down menu. You can establish a base color and create multiple themes by changing the harmony rules available on the left. It’s a super quick way to create a color palette – in the app is referred to as a color theme. This is the most versatile tool of Adobe Color CC. You can take a closer look at Adobe Color here. It’s also possible to use the Adobe Color App without an Adobe Creative Cloud account – but the workflow is not that smooth.Įither way, using color schemes will help you to plan photoshoots, color grade your images and generally improve your photography. Fortunately, it still works in combination with Adobe products, thanks to the Creative Cloud. Up until July 2020, there was an Adobe color themes panel inside of Adobe Photoshop, and it coexisted with the Adobe Color app on the browser – now, you can only find it online. Many people think only graphic designers need to use a color palette for their projects, but photographers also work with color combinations – and establishing color schemes is essential. How to Use Adobe Color to Create Color Themes Choose a small task that you can do quickly and effortlessly. If you’re very goal-oriented (the type who loves checking things off a to-do list) it might be best to start with an easy win. Choose a project that creates momentum-keeping in mind that your starting point will depend a lot on your personality. Next, decide where to start decluttering. If you’re struggling to figure out your “why”, be sure to read about the most surprising way decluttering improves your life. It’s a powerful mindset shift that made all the difference in my decluttering journey. Instead of obsessing over what you’re letting go, you’re focused on what you’re choosing for yourself. Once you find this missing link, decluttering will be so much easier. Instead, you need something that speaks to your soul-a big-picture reason for doing all the hard work. A vague desire to save time and money isn’t going to cut it. This means that your “why” for decluttering needs to be powerful to motivate you. As humans, we naturally want to avoid pain more than we want to achieve similar gains. It’s simple (in theory) but not easy because of something called loss aversion. You must want to change more than you want things to stay the same. Simply put, you’ll feel motivated to declutter when the joy of letting go outweighs the pain of hanging on. How To Get Motivated To Declutter WHAT ARE YOU CHOOSING? If you’re wondering how to find the motivation to declutter, here are eight simple shifts that will make all the difference. You need something that you can tap into, something that will help you keep going when times get tough, and that’s what this blog post is all about. It can be emotionally and physically draining, so finding the right motivation to declutter is essential. Our physical possessions can represent our hopes, dreams, and aspirations-so yes, letting go is hard. Over the years, I’ve learned that getting rid of stuff is never as simple as it first seems. I get it and don’t worry I’m not judging you! Taking on any big project is hard, and honestly, decluttering can be incredibly challenging. The goals we set at the start of the year (like decluttering your home) are slowly starting to fade as “life” gets in the way. Well, my friends, we’ve made it to February-also known as the month of good intentions. Looking for motivation to declutter your home? Here are eight simple tips that will help you get motivated to clear your clutter and create space for joy this year. Any experienced gamer of Strategy games sub genre or an inexperienced, casual newcomer to the PC games genre altogether, might encounter some obstacles in Clandestiny game or game of similar style. MacPhiles, who has recently inherited a Scottish castle full of ghosts, and anĮarldom along with it.In many ways, video game Clandestiny might prove to be somewhat difficult or hard to complete for players of any kind. Next Countess MacPhiles) and a friendly handyman named Fergus, Andrew must Along with his girlfriend Paula (who wants to be the #Clandestiny full# Solve the mystery of the MacPhiles curse. Installment in Trilobyte's series of puzzle games (after The Seventh Everything is given an authentic touch, even down to a blast We particularly liked the joke (90 KB) by As a result,Ĭlandestiny comes across as a nice improvement in Trilobyte's lineage,Īnd we hope this type of game design continues to be pursued.Ĭlandestiny's gameplay is very light-hearted, if you can forgive the Generally, the cartoons in Clandestiny work betterĪt immersing the player in the story than did the full-motion video (and Interesting, absorbing and humorous with a well-written plot tying the abstract Mansion used in the first two games, Clandestiny is much more Leaving behind the tired venue of the Stauf Hour) and provides an interesting mix of first-person gameplay and #Clandestiny series# Of bagpipe music when starting the game and a real Scottish cookbook within theĬastle. Manipulation of inventory items is absent since all of Paula's appearance is very attractive - it's nice to see a good-lookingĬartoon for a change. The game's puzzles are stand-alone mental challenges. The music in Clandestiny is quite good, usually with acoustic Web-based anagram generators may be helpful in solving or A few locations in the game provide additional To Scotland" contains hints for puzzles and riddles, as well as educationalīackground information. Instrumentation and what sounds like authentic Scottish melodies. Although severalĭozen megabytes on the CD-ROM's are used to store background-music files in Music played in the castle's chapel is particularly moody. SCLAN.* files can be maintained and copied to the installation directory as Only nine save-game slots are provided, far too few considering There are a few minor flaws in Clandestiny, but none of them In fact, only one CD-ROM change is necessary if the gameplay sequence in Nicely-done way of reducing the amount of disk swapping required to play the Many of the backgrounds are repeated on both CD-ROM's, which is a Graphic backgrounds are rendered, with a cartoon overlay during the animation MPEG format, the segments ended up sounding rather short. FlamesĪnd other live-action sprites appear motionless unless a cartoon segment is Needed (for better results, do the copying after the game is exited). It would have been more interesting to be able to set the puzzle Running in other words, there are no incidental animations adding to theĪtmosphere. Oracle), instead of having to reinstall the whole game in order toĬhange the level. In the door riddles, it would have been nice to be able Also, there is no way to tell what difficulty level you'reĬurrently playing at. "lying" cursor - situations in which a shaking-hand cursor indicated Probably the most annoying thing about the game was the occasional Some of the display angles in the backgrounds are aīit tricky for example, a door will be accessible in one view but inaccessible To use the keyboard to enter letters, rather than having to carefully positionĪ cursor with the mouse. Game designers had in mind in requiring a lot of extra pixel searching,īut overall, Clandestiny is an enjoyable experience for players who Unless these occurrences (and there are several) are bugs, one wonders what the No path was available when one actually could be found by clicking anyway. Like the challenge of puzzles and riddles. This walkthrough contains solutions for all of the puzzles at each of the game's It is clearly an improvement overīoth of its predecessors, with a humorous and engrossing plot doing a muchīetter than usual job of tying puzzles together. Right-click the mouse to skip cartoon segments (except introductions to doorĪt the foot of the stairs in the castle foyer, you'll find the Tour Guide Have been checked for optimality some puzzles may have different solutions.ĭiscovering the many close-ups and occasional voiceovers and animations in Three difficulty levels (Cowardly, Nervous and Brave). Solution of the Sugar Cubes puzzle activates doors to the Dining Room, Drawing This point, you can optionally visit the Ballroom, but you'll find no puzzles or (brochure), containing some historical information about Castle MacPhiles. When fishing streams with the CountDown, cast quartering upstream to allow the lure to sink without tension on the line and start reeling when you’ve reached the desired depth. Outfitted with VMC black nickel hooks, each lure is hand tuned and tank. Then, by reducing the count by one or two numbers on subsequent retrieves and picking up the lure with your reel, the CountDown will stay just above the weeds or off the bottom. Trolled or cast, this weighted balsa lure swims with a slow-rolling Rapala action. Immediately after casting, take up any slack line and begin counting just as the CountDown strikes the water.Ī good uniform way to count is “one thousand one.one thousand two.one thousand three.” Keep counting until the lure has settled on the bottom or has found a resting place in the weeds. The Rapala Original is the lure that started it all is still the number one go-to lure. To use the CountDown method, follow these simple steps: The CD01 size is specifically designed for smaller and wary fish. The new CountDown® Elite is built with a modern construction for maximum casting distance and accuracy, improved durability and versatility - and a flutter on the drop. The lure is weighted for long casts and balanced perfectly for a horizontal sinking position. Whether the fish are suspending at certain depths near the weed tops or on bottom structure, the CountDown can get you to them over and over. The controlled depth technique was introduced to the world with this slow sinking (approximately 30 cm / sec.) lure, and to this day is the standard by which all others are measured. Balsa constructed, controlled CountDown depth technique to reach suspended fish at any depth, custom slow-rolling action, hand-tuned. The gravity defying body of the Countdown sinks, at a foot per second, to your desired depth allowing you to repeatedly reach and retrieve without rising out of the strike zone. The new CountDown Elite is built with a modern construction for maximum casting distance and accuracy, improved improved durability and. It features the legendary controlled slow-sinking method of the original CountDown. It features the legendary controlled slow-sinking method of the original CountDown®. 9.Consistently reach suspended fish at any depth with the CountDown method. The legendary Rapala Countdown® lure was introduced back in the 60s and is still included among the favorites of professional and casual anglers alike. The CountDown Elite harnesses over 80 years of lure making craftmanship into a premium balsa lure. Product details The CountDown® Elite harnesses over 80 years of lure making craftmanship into a premium balsa lure.This lure comes with a dimpled lip that is designed to catch water, to produce a stable dive action, ensuring that the lure will not rise to the surface even in fast-flowing downstream currents. Made out of balsa wood, the lure will produce a moderate sinking speed, giving it plenty of time in the strike zone. Designed with flat sides, the lure will produce excellent roll and twitching action to show off its sides to garner max flash and a slow fluttering action as its falls. Colours : Glided Ayu, Clown, Chartreuse Yamame, Pearl Orange, Iwana, Pink Yamame The Rapala Countdown Elite is a sinking, mid-water diving, minnow fishing lure that is weighted internally with tungsten polymer for maximum flight distance. The final formats can be either rar, rar4, or zip, and the user can choose the option, as well as the destination where the file needs to be saved. 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System of a down is the life band, all songs are about different things, usually multifunctional existence (songs for life) and there are no rules or limits. The people behind the comments don't even know what they say, they invent anything more, distort, interpreted wrong, believing that system of a down is about politics, drugs, sex and nothing more. Omarsoadfan from Hidalgo, Mexicothe interpretation of this song in this page are wrong. I think it shows the man's anger that women don't think they're capable of taking care of a baby. Beat the meat, when a baby starts to eat meat, you have to cut it up really small. Whores with bad feet, your feet get huge and swollen when you're pregnant. and if you listen the lyrics say "Is there a perfect way of holding your baby?" and the "milk seat" is like breast feeding. Terricotta pie, because tericotta is a brown color, like dirty diapers. Banana because babies have to eat mushy foods. Jess from Eau Claire, WiWhen I heard this song, I didn't think sex at all! I think it's about parenthood.He's talking about cumming on a whore's foot. Joe from Detroit, MiOnly one person mentioned the real meaning of this song.
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